National Debt

The total amount the U.S. government owes to its creditors. Updated daily from Treasury Fiscal Data. As of 2026-02-20.

Live Estimate

U.S. National Debt

$36,217,456,789,012

As of 2026-02-20 — Treasury Fiscal Data

$36.22T

Total Debt

$107,842

Per Capita

123.4%

Debt-to-GDP

$28.46T

Public Debt

National Debt Over Time

Public vs. Intragovernmental Debt

Public debt is owed to external investors. Intragovernmental debt is owed to federal trust funds like Social Security.

$28.46T

Public Debt (78.6%)

Held by individuals, corporations, foreign governments, the Federal Reserve, and other external investors. This is debt the government pays interest on.

$7.76T

Intragovernmental (21.4%)

Money the government owes to itself — primarily Social Security, military retirement, and other federal trust funds.

Who Holds the Debt?

Foreign Governments
$8.10T22.4%
Federal Reserve
$4.80T13.3%
Mutual Funds
$3.20T8.8%
State & Local Govts
$1.60T4.4%
Banks
$1.30T3.6%
Insurance Companies
$400.0B1.1%
Other
$9.06T25.0%
Social Security Trust
$2.80T7.7%
Military Retirement
$1.20T3.3%
Other Federal Trust Funds
$3.76T10.4%

Track Debt Milestones

Get alerts when the national debt crosses major thresholds. We'll notify you when the debt hits the next trillion-dollar milestone.